Posted On
3/21/2023
8:05:42 AM
by
dreamer
Does it harm to bring out the name of the bank in Kuwait or in India!
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Posted On
3/21/2023
9:51:56 AM
by
Ja
Which bank ? is it debit card or credit card transaction ? or just wiped out from your bank account ? They might need your travel history or something,
If it is valid claim, usually banks will credit the amount in 45 to 60 days.
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Posted On
3/21/2023
10:42:26 AM
by
Jan Jas
@Ja
Just wiped out from my account without any msgs or call for otp.
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Posted On
3/21/2023
10:46:43 AM
by
John
Still its not clear, credit card or debit card? which bank?
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Posted On
3/21/2023
11:54:58 AM
by
ramudu
Yes long back may be 5 or 6 years ago it happened to me with NBK credit card. Without any OTP USD one thousand got debited. As soon as i receive message of debited amount, i called bank and blocked the card. Next working day i went and complain to bank. They told after 45 days i will get my money and i got it.
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Posted On
3/21/2023
2:17:01 PM
by
Bank
Dear Jan, Don''t worry ... without your knowing or without share OTP any fraud transaction happen mean fully bank responsible 100% you will get back . But incase if your provide OTP mean nothing will get back.
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Posted On
3/22/2023
8:05:13 AM
by
JAJ
As people have already asked, did you lose money from your bank account, or did your credit card (if you have) get debited for this amount? If it is credit card, as long as you have blocked the card and complained to the bank, you will get your money back after their investigation is over (45-60 days). If it was debited directly from your account (or via debit card), chances of getting the money back is low, unless it is established that the problem was with the bank and not because of a weak password, or OTP given to the fraudsters.
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Posted On
3/22/2023
8:18:24 AM
by
Advice
i have posted on this forum few weeks back how to protect ourselves from digital fraud people normally ignore such article and then it becomes too late to realize.
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Posted On
3/22/2023
8:34:17 AM
by
N
I had travelled to turkey recently and my credit card was used there. After 2 months my Gulf bank credit card got debited with around 78 kd and then i blocked the credit card. gulf bank refunded back the money within 1 week and issued me a new credit card.
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Posted On
3/22/2023
8:35:38 AM
by
indian
Do banks in India cover frauds on credit card like how they give back the amount here in kuwait?
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Posted On
3/24/2023
12:12:13 AM
by
Jan Jas
@Jaj Money was debited from my bank account . But I didn''t get any otp or any msgs . All of a sudden got a msg saying that my 240kd is debited from my account.
I don''t have credit card.
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Posted On
3/26/2023
9:48:21 AM
by
Dilbar
Consider it as a donatin and sleep peacefully
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Posted On
3/26/2023
11:02:13 AM
by
JAJ
Ok, unless you had a weak password, the possibility is that the bank system itself was hacked. Since you have already raised a complaint, you can expect to get back your money. If they deny to refund your money, you may need to file a case or complain to CBK regarding this.
I have also noticed that you do not receive any OTP or any security checks for international transfers, when I transferred money to a US bank around 3 years back. It seems bank security for international transfers are non-existent compared to local transfers.
Anyway, I hope you have changed your password and made it more complex.
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Posted On
3/28/2023
11:47:39 PM
by
Jan Jas
Hi All.. My money has been refund by the bank. :)
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Posted On
7/20/2023
12:44:41 PM
by
SUNIL NESARAJ
@ Jan Jas Yesterday (19 July 2023) I had lost 605 KWD by the currency of USD from my Gulf bank debit card without clicking any messages or sharing OTP. I had received message notifications from Gulf bank regarding the amounts debited from my account nearly 4 times. I had reported this to the Gulf bank customer care immediately and blocked the account and debit card. Does anyone faced this issue before and how long does the bank took to refund the lost money and what''s the procedure?
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Posted On
7/20/2023
7:47:44 PM
by
Das
@SUNIL NESARAJ One of my colleagues went through a similar issue with ABK. He didn''t have a credit card or internet banking services and ended up losing almost 1100KD. After filing a complaint, the bank credited the amount back, but it took almost a week for the issue to be resolved
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Posted On
8/15/2023
7:15:58 PM
by
Clare frk
Hi everyone. same thing happened with me from GBK my money got transacted from france but i did not receive any otp or security message.it happend mid night. i filed a complaint with gbk they said maybe i will get.
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Posted On
12/9/2023
8:49:38 AM
by
Vinay
@Sunil nesaraj Did you get your money back?
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Posted On
12/10/2023
8:49:48 AM
by
Rey
Most of the times these things happen when we don''t read the conditions. I had few examples below. I had brought one product for share buying through one of the apps and I had to pay for only three months. But while initial subscription, since I did not read the conditions properly, after three months the same amount debited without my knowledge. The reason behind is, I had opted for auto debit until 2033. Can you believe? It was through PayTm app, so I went to the settings and stopped the auto debit option.
Please make sure what are you opting for during the initial subscription. Please go an check the setting of your UPI app. There are many auto debit transactions still open with our consent but our own ignorance.
Hope your above case is one of the similar.
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